Offbeat Tax Planning Agent

Problem

When tax planning spans salary, labor, royalties, business income, VAT, income tax, and small-business preferences, a generic answer is often not enough. This skill frames the task as a workflow: identify whether the user is an individual or business, classify the scenario as quick consultation or deep planning, then collect key fields such as income type, location, tax status, revenue, cost, and profit before producing options with estimated savings and risk notes.

Workflow

The core loop uses layered retrieval and multi-scenario comparison:

• Intent detection: routes common cases such as individual salary, multiple income sources, small enterprise, general VAT taxpayer, or sole proprietor/freelancer.
• Information collection: for individuals, it checks annual income composition, region, special additional deductions, and year-end bonus treatment; for enterprises, it checks taxpayer type, revenue, cost, profit, industry, R&D spend, and special expenses.
• Policy lookup: deep planning queries its own compliance and case material first, supplements with accounting and audit references, then checks the latest public policy.
• Option generation: it produces conservative, balanced, and aggressive strategies, such as maximizing deductions, choosing bonus tax treatment, personal pension or health insurance relief, R&D super-deduction, small-business rates, and regional incentives.
• Risk labeling: it flags high-risk paths such as invoice fraud or aggressive business splitting, and recommends confirmation by a professional tax adviser.

Boundaries

This is useful for first-pass analysis, policy summarization, and option comparison, but it is not a substitute for formal tax assurance, audit defense, or complex structuring. Tax rules vary by region, industry, and year, so cross-border deals, equity transfers, reorganizations, assessed collection, or material tax changes should be treated as draft input rather than final conclusions.