Financial Customer Requirement Analysis
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About this skill
Problem Solved
In advisory workflows, customer needs are scattered across chat notes, risk assessments, and funding plans. Manual analysis can miss macro context, subscription status, and compliance wording. This skill converts customer materials into a reviewable seven-step report, reducing ad hoc product selection and inconsistent data sources.
How It Works
It extracts key fields from basic customer information, investment history, risk preference, and funding purpose; if information is missing, it asks follow-up questions. It then queries JuYuan MCP through mcporter for macro data, research views, and fund or stock screening results, maps risk levels to equity caps, and matches candidates such as funds, bonds, gold, and QDII products. The final report covers requirement analysis, macro allocation advice, feasibility assessment, solution design, product matching, rebalancing watchpoints, and potential need scripts, followed by prohibited-word, source-date, and disclaimer checks.
Boundary and Caveats
It depends on live jy-financedata-tool and jy-financedata-api data, does not promise returns, and must not cite external platforms such as Wind, Tonghuashun, or Eastmoney. If a product is suspended from subscription, has insufficient size, or mismatches risk needs, it flags the risk and suggests alternatives. The output is suitable as an advisory draft and still requires human compliance and suitability review.
Use Cases
- Financial advisor receives client age, income, family, and investment history, then produces a standardized advisory report.
- Advisory team maps risk assessment results to conservative, stable, or growth product pools and drafts allocation suggestions.
- Compliance reviewer checks the report for risk warnings, data sources, disclaimers, and product subscription status before release.
- Client asks about QDII or gold exposure, so the team queries JuYuan MCP data for product details and macro context to form a plan.
Best For
- Financial advisor who needs to turn client chat notes into standard requirement analysis and allocation recommendations.
- Advisory team that needs to match funds, bonds, gold, or QDII products by risk level and draft a plan.
- Compliance or risk officer who needs to verify risk warnings, data sources, disclaimers, subscription status, and size.
- Client manager or product specialist who needs to identify latent needs and prepare professional guidance scripts.
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