NGO Financial Analyst

Problem

NGO financial review often involves messy audit PDFs, manual cross-checks of financial statements, overlooked related-party leases or loans, and compliance thresholds that vary by organization type. Spreadsheets alone tend to become one-off checks and miss multi-year trends, cash-flow scenarios, case matching, and a deliverable report.

How it works

The skill structures NGO financial risk analysis around the following steps:
- It extracts key fields from a PDF or pre-parsed JSON audit report, including balance sheet, activity statement, and cash-flow data.
- Offline modules compute audit credibility, compliance limits, trend volatility, cash-flow health, related-party risk, and Benford checks.
- Findings are scored from P0 to P3, where fatal items can trigger red-flag risk.
- Module 18 can search penalty records, negative media coverage, financial violations, and official announcements to supplement reputation risk.
- Module 19 applies built-in case patterns for material management, foreign funding, restricted grants, and disclosure compliance.
- An AI assistant then renders an HTML dashboard with scores, risk radar, trends, and recommendations.

Boundaries

It is useful for preliminary audit triage and risk tracking for foundations, social organizations, and service providers, but not a substitute for legal or regulatory advice. Scanned PDFs need OCR first. Single-year data skips trend, CAGR, and Benford modules. Online findings depend on search sources, and thresholds should be revalidated against the applicable regulatory version.