Car Accident Handling Guide
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Please install @user_70c2f807/car-accident-handling according to https://skillhub.cn/install/skillhub.md.
About this skill
Problem to solve
When a car accident happens, stress, confusion, and time pressure can cause people to miss safety, reporting, first aid, evidence, and insurance steps. car-accident-handling turns the response process into ordered actions, helping drivers or witnesses prioritize personal safety before evidence and paperwork.
How the skill works
The skill covers both injury and property-damage scenarios:
- Safety first: turn on hazard lights, place warning triangles, and move people behind the barrier.
- Emergency reporting: call 120, 122/110 as needed, and describe location and injuries clearly.
- Basic first aid: provide only what is safe and within ability, and wait for professional help for serious injuries.
- Evidence capture: take wide/medium/close-up photos and record plate, model, and contact details.
- Insurance and liability: report the claim, cooperate with police, and avoid admitting fault at the scene.
Boundaries
This skill gives general process guidance and does not replace police liability findings, insurance policy interpretation, or legal advice. If drunk driving, unlicensed driving, hit-and-run, serious injury, or fire is involved, call authorities first and wait for professional response.
Use Cases
- A driver needs a safe sequence to set warnings, capture evidence, and call the insurer after a rear-end collision.
- A witness needs guidance to move people behind the barrier, call police, and request medical help on a highway.
- A new driver needs to decide whether to use fast handling, preserve evidence, and avoid admitting fault after a minor scrape.
- An insurance support agent needs to explain reporting, evidence, and liability steps for injury versus property-damage cases.
Best For
- A driver involved in a minor crash who needs to prioritize evacuation, reporting, and evidence capture.
- An accident witness who needs to decide when to call police, request EMS, and keep everyone safe.
- A new driver who wants to use fast handling but needs to avoid weak evidence or risky private settlement.
- An insurance support agent who needs to explain claim reporting, evidence, and liability cooperation steps.
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