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dsh-mortgage-equal-principal

Client Updated 2026.08.20

Run the following command in DeepSeek Harness:

dsh plugin install uckkk/dsh-mortgage-equal-principal

Paste the following prompt into your AI chat to install this plugin:

Open a terminal in DeepSeek Harness and run dsh plugin install uckkk/dsh-mortgage-equal-principal to install this plugin (source available at https://github.com/uckkk/dsh-mortgage-equal-principal).

About this plugin

Equal-principal mortgage repayment splits a fixed principal portion from a gradually declining interest portion each month, a process that is tedious and error-prone when done by hand. dsh-mortgage-equal-principal condenses that entire calculation into a single tool call: supply the loan amount, annual rate, and term, and receive an exact month-by-month payment schedule, cumulative interest, and total cost, complete with a plain-language explanation.

Everything runs locally in pure Node.js with zero network calls, so results arrive instantly, no data leaves the machine, and the plugin works fully offline. Each invocation returns structured, detailed figures that can be dropped directly into larger home-buying comparisons or personal finance workflows.

It is well suited for prospective buyers weighing equal-principal against equal-installment plans, households stress-testing their monthly budget, and anyone who would rather ask a question in a conversation than open yet another web calculator.

Use Cases

  • Compare total interest between equal-principal and equal-installment plans before buying
  • Adjust rate and term to see how monthly payments affect a personal budget
  • Export repayment details into a spreadsheet for long-term financial planning

Best For

  • Home buyers choosing between mortgage repayment structures
  • Financial planners stress-testing a household monthly budget
  • Developers who prefer offline tools over yet another web calculator