China Universal Pension Calculator

What It Solves

Retirement planning often fails at parameter control rather than formula coverage. Basic pension, corporate annuity, personal pension, and pension savings are usually tracked in separate sheets. Adjusting retirement age, account balance, or return assumptions can make it hard to compare consistent cash-flow outcomes. This skill narrows the problem to structured inputs, auditable outputs, and repeatable recalculations.

How It Works

It exposes MCP tools such as start_web_ui, check_status, generate_report, and update_parameter. start_web_ui launches the Web interface, where users save their inputs to user-data.json. check_status reports whether data has been entered. generate_report reads the local data and produces a report. update_parameter changes fields like retirementAge or currentBalance and recalculates results. Inputs include personal profile information, social-security account state, and payout assumptions, while outputs can be used to compare monthly cash flow across retirement ages. Coverage includes basic pension, corporate annuity, personal pension, pension savings, and retirement planning notes. The interface is pure front-end, data is stored locally, and the layout adapts to desktop or mobile, making it easier to fold the workflow into an LLM session. It does not make investment choices for users; it maps supplied parameters to explainable calculation results.

Boundaries

The calculator uses nationwide rules and does not model regional differences. Results depend on inputs, projected returns, inflation, and policy changes. Actual benefits should be verified by local social-security agencies, and major financial decisions should be reviewed with qualified professionals or official institutions.