SoloFinance Guard

Problem

A one-person company’s finances often live in chat logs, spreadsheets, and invoices: cash flow is hard to trace, tax estimates are rough, month-end bookkeeping is backfilled, and Jinshui Phase 4 raises concerns about cost ratio, tax burden, and private transfers. This skill connects bookkeeping, invoice checks, tax calculation, reporting, and risk review into a practical workflow.

How It Works

• Natural-language bookkeeping: parses amounts such as 50,000 CNY, payment methods such as bank transfer, counterparties, and expense categories; flags personal cards or personal Alipay/WeChat for public-private separation.
• Tax and adjustments: calculates VAT, enterprise income tax, or business income tax for companies and individual businesses, then adjusts entertainment expenses, advertising expenses, and non-invoiced costs.
• Reporting and risk: generates income statement, balance sheet, and cash flow statement; calculates cost ratio, tax burden, zero-declaration, and private-transfer risk signals from ledger data, with receivables reminders.

Limits

It is useful for accounting drafts, tax estimates, and compliance checks, but not a substitute for formal tax advice or filing through the official e-tax service; tax rules change quickly, so amounts should be treated as estimates.