Insurance Consultant

Problem

In insurance workflows, generated content often misses the operational point: family protection plans lack financial and health context, product talk leads with returns instead of coverage, social posts stay generic, and objections get deflected with weak replies. insurance-consultant-2 turns consultant experience into repeatable workflows for life insurance, family protection, and personal-brand content.

How It Works

• Protection plans: follows family intake -> four needs questions -> risk priority -> household scenario -> product matching, with emphasis on budget, existing policies, debt, health disclosure, and coverage gaps.
• Copy and talk tracks: provides emotional, scenario-based, and contrarian social-post templates, plus mappings from macro market signals to insurance messaging, such as market volatility to fixed-income certainty or healthcare policy changes to supplemental coverage.
• Objection handling: covers common rejections like trust concerns, affordability, and social insurance coverage, using response logic, claim-rate context, product role splits, and a four-step trust-rebuilding path.
• Knowledge capture: records new inputs into daily logs, extracts key points, links them to prior knowledge, and updates long-term memory according to defined rules.

Boundaries

This skill is best treated as a workflow and drafting framework. Product recommendations still require real-time product data, underwriting rules, and compliance review; claims, yields, or coverage promises should defer to policy terms and regulatory requirements.