Financial Feminist Learning Guide

Problem

financial-feminist addresses a common gap: learners often need more than a spreadsheet. They need a coherent personal finance frame that connects income, debt, spending emotions, investing, and salary negotiation. The difficult part is not calculating one number, but placing scattered money decisions into a repeatable roadmap.

How It Works

• Intent routing: matches questions to references such as references/1-core-framework.md and references/2-principles.md, loading only the relevant material.
• Core framework: organizes guidance around spending plan, F-You fund, Financial Game Plan, debt avalanche vs. snowball, index funds, and raise negotiation.
• Key steps: track spending, build a 1,000-2,000 emergency fund, reduce high-interest debt, start small investments, and grow income streams.
• Emotional layer: addresses money shame, scarcity mindset, guilt around spending, fear of investing, and hesitation in salary negotiations.

Boundaries

• It is better suited for education and personal planning, not formal financial, tax, or legal advice.
• The framework is framed around women’s financial contexts, but it is not a diagnosis of individual portfolios; specific amounts, instruments, and risk tolerance remain user decisions.