I Will Teach You to Be Rich Coach

Problem

i-will-teach-you-to-be-rich targets concrete personal-finance blockers rather than generic budgeting tips: credit-card debt with no clear starting point, a paycheck-to-paycheck lifestyle despite decent income, fear of investing, difficulty negotiating a raise, and uncertainty about what a Rich Life should actually look like. It organizes advice around the I Will Teach You to Be Rich framework, turning personal finance into executable steps instead of vague spending guilt.

How it works

• Onboarding: on first load it presents a Quick Start and example prompts such as “I have credit card debt” or “I want to invest but I’m scared.”
• Intent routing: it reads the relevant references/* file based on the user’s goal, covering credit cards, banking accounts, the Conscious Spending Plan, automated investing, and salary negotiation.
• Core method: it prioritizes the Big Wins, including salary negotiation, credit-card fees, automated investing, and rent reduction, then builds a spending plan around 50-60% fixed costs, 10% guilt-free spending, 10-20% long-term savings/investing, and 5-10% short-term goals.
• Action output: it can produce concrete steps such as pausing card use, calling the issuer for a lower rate, automating debt payments, opening a high-interest savings account, and starting dollar cost averaging with index funds.

Boundaries

The skill focuses on personal-finance education and action planning based on the book’s framework. It does not connect to banks, brokers, or payment systems, nor does it execute real account operations. Outputs are intended as structured guidance, not a substitute for specific investment, tax, or legal advice.